Personal
                      Stories
                      
                    
As
                      told to Pamela Gerloff 
Should I pay my parents for childcare? Should
                      I pay my children for doing household chores? How do my
                      decisions about this affect our family relationships? These
                      are questions I have yet to fully resolve, but they present
                      themselves every day.
                    
                        
                          | 
Food
                            for Thought
How might paying family members influence family
                            relationships? Professor Bernard Lietaer offers some
                            thoughts:
 "We used to live in extended families. In fact, we
                            can still observe such extended families in southern
                            Italy and South America, where a familia typically
                            consists of 70 or 80 people. But, gradually, there
                            has been a systematic worldwide trend toward replacing
                            extended families with nuclear families. Why? Part
                            of the answer, I believe, is that we now have money
                            exchanges within the extended family. When Granddad
                            moves in, we expect him to pay for his housing with
                            his pension. When our children do household chores,
                            we pay them for their work. Such monetized exchanges
                            fail to create relationships of reciprocity. The parents
                            have given their children the gift of life, the gift
                            of education, and so many other things. If the children
                            don't have the opportunity to give back to their parents
                            [by contributing to the family system without expecting
                            payment in return], they are unable to participate
                            in an essential aspect of true community."
 -Bernard Lietaer, "Creating a Giving Culture: An Interview
                            with Bernard Lietaer," 
More Than Money,
 
Issue 34
, 2003,
                            pp. 29-30.
 | 
                    
                     My parents
                    often help my husband and me take care of our children. Since
                    I believe people should get paid for a service they're providing
                    and I can well afford to pay them, I've tried to do so- but
                    they won't let me. They don't feel it's right to take payments
                    from us. They feel it's just something you do for your family;
                    it's part of your responsibility as grandparents.
                    
Over
                      time I have realized that there are other ways to compensate
                      my parents besides giving them money. For instance, I bought
                      them tickets to the U.S. Open. Or, if we go on vacation
                      together, my husband and I will pick up some of their expenses.
                      My husband helps them around the house quite a bit and I
                      do their taxes and give them financial advice when they
                      want my opinion. I think this arrangement has a positive
                      effect on our relationship with them. They are extremely
                      appreciative of the things we do for them, and we are similarly
                      appreciative of all they do for us. At the end of the day,
                      no monies are being exchanged directly. It's more an exchange
                      of our family's values, and that's hard to put a price on.
This
                      issue of paying family members for services has also presented
                      a dilemma for me in terms of paying my children an allowance.
                      Joline Godfrey
1
 says that
                      parents should 
not
 give children an allowance in
                      exchange for chores; the reason for an allowance, she says,
                      is to help kids learn how to manage money. This is a concept
                      I struggle with. When I first started giving my kids a weekly
                      allowance, it had no connection to their responsibilities
                      around the house, such as keeping their rooms clean, putting
                      games away, or taking out garbage. However, when they were
                      not keeping up with those responsibilities and developed
                      a sense of entitlement about getting paid, I stopped the
                      allowances. I want my children to understand that they have
                      responsibilities as members of our family and that those
                      responsibilities need to be met without expecting payment.
Upon
                      reflection, I find it interesting that I want to compensate
                      my parents for their work for the family, yet I believe
                      that children should learn to give to the family without
                      expecting monetary reward. And even though my dad won't
                      accept money from me when he does things for the family,
                      he pays my children whenever they help him. In fact, he
                      does that a lot. Just recently, my eldest son, who actually
                      likes to shovel snow, cleared my parents' walkway. My father
                      gave him a few bucks. I'm not sure if my son asked for the
                      money or not, but he had such a sense of pride about earning
                      that money!
Whether
                      paying my parents or my children is ultimately good or bad,
                      I can't really say. I still wish I could compensate my parents
                      more-but right now, things seem to be working fine. As for
                      the children's allowance, we've never revisited the issue
                      and I haven't figured out the best way to do it. The question
                      remains: What should we pay for and what should be given
                      and received just because we're part of a family? And what
                      messages are we giving our children by the choices we're
                      making in these areas? 
1
                      Joline Godfrey is the author of 
Raising Financially Fit
                      Kids
 (Ten Speed Press, 2005). Her interview with 
More
                      Than Money,
 "Raising Financially Fit Children: Tips
                      from Joline Godfrey," appeared in Issue 39, 2005, 
Money and Children
,"
                      pp. 16-18.
                    
                        
                          | 
Questions
                            for Reflection and Conversation | 
                        
                          | 
1.
                            Did you receive an allowance as a child? If so, were
                            you expected to do anything in exchange for the allowance?
                            What did you learn from the experience of either having
                            or not having an allowance?
                             2. Do your children or other children
                              you know receive an allowance? What do you imagine
                              it might be teaching them? How do you think it is
                              influencing the family's relationships? 3. Do you pay other family members
                              for doing things for you or your family? How do
                              you decide when to pay and when not to pay? How
                              has that affected any of your family relationships?
                               | 
                    
                    
The author works at a large professional services firm and has
                      three children, ages nine, eight, and six.
 
  
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